Letting
It is important to get the best return from your investment. A poorly presented property is likely to only appeal to the type of tenant you…
Read entryRenting
What options are available? Renting a room and being a lodger The Government’s Rent-A-Room Scheme allows homeowners to rent out one room in their home free…
Read entryCompleting and Moving In
All that remains after exchanging contracts is to pay over the money needed to buy the property, less any deposit already paid at exchange, on the…
Read entryExchanging Contracts
With your survey safely completed and the lender happy with it, you can move to the stage of getting a formal mortgage offer from your chosen…
Read entryInstructing a Surveyor
Once your offer has been accepted, a survey is required to assess the property’s condition and value. Your mortgage lender will require at least a basic…
Read entryChoosing a Mortgage
Organise your mortgage as soon as you think you have found a new home. A mortgage can take a few weeks to organise and process; you…
Read entryEstate Agents
Once you have decided a few options on the home type, where you want to live and what you can afford, it is time to start…
Read entryConveyancing – Choosing a Solicitor
If you are a first-time buyer, you need not worry about selling a property before you can move. But you will still need to find an…
Read entryBuying a property
The first thing you need to decide when you buy your new home is what sort of area you want to live in. Make a list…
Read entryGeneral maintenance repairs – a checklist
Your home is likely to be your biggest investment, so it’s important to maintain it to a good standard. Here’s a checklist of things to keep an eye on and nip potential problems in the bud.
Read entryRe-mortgage
Re-mortgaging can save you a great deal of money. Often your original mortgage deal was competitive when the loan was originally entered into and mortgage rates…
Read entryValuation Report
By law, all building societies are required to carry out a valuation on a property before making a mortgage offer. Although this does not apply to…
Read entryHomebuyer’s Report
This type of survey is designed for particular types of homes, defined by the RICS (www.rics.org.uk) as “conventional in type and construction” and “apparently in reasonable…
Read entryChoosing a Survey or Valuation
We would always advise that you instruct the most comprehensive survey your budget can afford. Buying a home is full of potential pitfalls and therefore, it…
Read entryBuilding Survey
The Building Survey is suitable for all residential properties and provides a detailed report on the construction and condition of the property. Because the level of…
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