Survey&ValueWiz
Council tax house valuations
What to do if you think your house is in the wrong council tax band.
History of House Prices
How to go about tracking down historical house prices for your property.
Instructing a Surveyor
Once your offer has been accepted, a survey is required to assess the property’s condition and value. Your mortgage lender will require at least a basic valuation before allowing your loan to go ahead. In almost every case, we recommend strongly that you get a more detailed report on the condition of the property to [...]
Valuation Report
By law, all building societies are required to carry out a valuation on a property before making a mortgage offer. Although this does not apply to banks, most will insist on a valuation being carried out. A valuation is a simple property inspection carried out with the sole purpose of determining the value of the [...]
Homebuyer’s Report
This type of survey is designed for particular types of homes, defined by the RICS (www.rics.org.uk) as “conventional in type and construction” and “apparently in reasonable condition”. This type of survey is less expensive than a building survey and provides a report that highlights any immediate problems or defects that will have an effect on [...]
Choosing a Survey or Valuation
We would always advise that you instruct the most comprehensive survey your budget can afford. Buying a home is full of potential pitfalls and therefore, it is better to assemble as much information about your intended purchase before you are committed. It is important to put the cost of the survey fee into perspective. Compare [...]
Building Survey
The Building Survey is suitable for all residential properties and provides a detailed report on the construction and condition of the property. Because the level of detail is higher than the Homebuyer’s Report, a building survey is more expensive. If the property is extensive, has been altered or is in a run down condition, this [...]
